X-PRESS REFUND Advance Loans

You Or Someone You Know
Could Immediately Qualify For An
X-PRESS REFUNDS Advance Loan*
UP TO $6,000

• Visit one of our 15 Convenient Central Indiana Fiscal Tax locations and meet with our tax experts.
• Decide which loan option is right for you.

1. 1. 0% Interest Loan in the amount of $500 or $1,000.
   2. Interest Bearing Loan in an amount equal to 25%, 50% or 75% of your refund up to a maximum loan amount of $6,000.

• Choose disbursement methods.

1. 1. Check
   2. E1 Visa® Prepaid Card
   3. Direct deposit

How Does It Work?

You may qualify to receive up to $6,000 Refund Advance Loan. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. You only need to have a refund amount of $8,000 to qualify for the full $6,000 loan. The interest will be taken out of your refund when it processes for the interest-bearing loan.

*The Refund Advance is an optional tax-refund related loan provided by MetaBank (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $1,000, 25%, 50%, or 75% of your expected tax refund from $500 – $6,000. Loans in the amounts of $500 and $1,000 have an Annual Percentage Rate (APR) of 0.00%.  Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250.  For example, $2,500 loan representing 50% of expected refund borrowed over 25 day term, total amount payable in a single payment is $2,561.64 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.